Oceania
Payments in Oceania: A Rapidly Evolving Landscape
Oceania, including Australia, New Zealand, and Pacific Island nations, is shifting rapidly toward digital payments. High internet penetration, fintech innovation, and regulatory advancements drive this transition, with Australia and New Zealand leading adoption.

KEY GROWTH DRIVERS
Real-time, digital-first payments are leading the shift.
Oceania’s payment landscape is evolving rapidly, fueled by real-time payment systems and regulatory advancements. With the rise of digital wallets and instant transfers like Australia’s NPP, the region is seeing significant growth in secure, seamless transactions. Regulatory reforms are fostering fintech innovation, creating new opportunities for digital payment solutions across the market.
Digital Wallet Expansion
Real-Time Payments
E-commerce Growth
Regulatory Advancements
PAYMENT METHODS
Tap Into Oceania’s Potential
The region's payment landscape is diverse, with credit and debit cards dominating, real-time bank transfers gaining ground, and mobile wallets increasingly preferred. Alternative payment methods like BNPL services (Afterpay, Zip) are growing, while cryptocurrency adoption remains limited. Businesses must adapt to these trends to stay competitive in Oceania's evolving market.
